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Typically, you have to purchase an insurance rider to get coverage for jewelry, expensive computers or other valuables. But with Hippo, this coverage is included with your policy. Coverage amounts range from $2,000 for jewelry under the Essentials plan to $5,000 under the Expanded Protection Plan.Appliances are usually considered personal property. Most policies specify that the accidental overflow of water or steam from an appliance is covered. With appliance or equipment breakdown coverage, which is offered with all Hippo policies, your homeowners policy coverage stretches beyond perils to include basic repair and replacement.The official blog of Hippo Home Insurance. Lets Talk Home Office Safety and Data Security. 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